I promise to myself today that I won't take for granted these years of peace and prosperity. I may not have every single thing that I want, but I undoubtedly have the most beautiful time in my life now. I am happy with my life, I'm happy with my husband, I am happy with my … Continue reading Regular
Frugal Living
Enough
Starting today, I'm going to cultivate the "sense of enough". I believe I am at that point in my life where I am capable of paying for the things I need and buying a lot of things that I want... Although... "A lot" in my perspective may be a lot different in yours. But let … Continue reading Enough
Savings
Think of it like this, and one of the most powerful ways to increase your savings isn't to raise your income. It's to raise your humility. When you define savings as the gap between your ego and your income, you realize why many people with decent incomes save so little. It's a daily struggle against … Continue reading Savings
Pengaman
Ada tiga tipe orang dalam urusan menabung: yang pertama, orang yang menabung, yang kedua yang merasa ga bisa nabung, yang ketiga yang merasa ga perlu nabung. Saya masuk kategori yang kedua yang merasa ga bisa menabung Karena yaaaa begitu besar tantangan hidup Setiap bulan, tidak pernah ada bulan normal di kalender . Maka di awal … Continue reading Pengaman
Trading
Trading is not the same as investing. Trading includes a lot of fear, lack, and scarcity thinking. Traders aim to buy low and sell high in the quickest turnaround time possible, always fearful of potential outcomes and always needing to incessantly monitor the status of things and micromanage results. However, Investing includes a lot of … Continue reading Trading
Self talk
So this is me talk to my self and I: I heard that you're finally come to a point where you're have paid 75% of your total debt. 25% to go! yeeaaayyy! Congrats!!.. you've managed crawling out from a deep debt, the end of the tunnel is clearly seen now, the light is really bright. … Continue reading Self talk
Wants
I don't want whatever I want. Nobody does. Not really. What kind of fun would it be if I just got everything I ever wanted just like that, and it didn't mean anything? What then?Neil Gaiman, Coraline I started to see the obvious danger when we want everything all at once, we shall be too … Continue reading Wants
kebebasan
Finance is not about numbers nearly as much as it is about behavior Keuangan bukan tentang angka, tetapi tentang perilaku Karena belakangan banyak berita tentang korban penipuan investasi bodong, saya yang masih punya banyak banget utang ini ingin mengingatkan diri sendiri tentang kebebasan finansial. Sesorang yang telah memiliki kebebasan finansial secara sederhana diartikan sebagai orang … Continue reading kebebasan
An idea
Under the shower, an idea sparked in my head, I've settled a humongous amount of debt this month; it took me four years to settle that debt; 48 months I have to transfer almost half of my salary to the debt that I nicknamed Voldemort. Not a fun time at all. So, the idea is … Continue reading An idea
Special
My mother loves to keep everything, and when I say every thing, it is literally everything; clothes or dress that already too small or out of season, unused shoes, a grand old tv set, old hand bags, a set of ceramic vases, numerous plates and glass in various shapes and sizes, all miscellaneous stuff. She … Continue reading Special
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