I have no intention to offend anyone, I just want to remind myself over and over again.

• If I want to buy a thing and I charge it onto my credit card, I cannot afford it.
• Before I buy something, I would think about the actual cost – maintenance, service, laundry, worrying about it and so on.
• If I don’t buy it immediately, can I still get by?
• Does it add value into my life?

Those are the three things I need to remember before I buy things, 

Karin Sabrina